The more you notice about your vehicle, the more likely you'll be able to head off repair problems. Yep- even if you're mechanically challenged. You can detect many common vehicle problems by using your eyes and nose.
See No Evil
Is there a little stain or a drop of fluid under your vehicle? It may mean absolutely nothing. But you do want to check the wet spots immediately - just to make sure.
What color is the fluid under your car? Yellowish green, pretty blue or neon orange colors indicate an overheated engine or an antifreeze leak caused by a bad hose, water pump or leaking radiator. Not good. I remember the yellowish green ooze from my Chevette as the tow truck took it away to its final resting place. Get to a repair shop while you still can!
A View the rest of this article
Sunday, January 6, 2008
4 Things You Shouldn't Do When You're Buying A Home
1. Don't Make a Major Purchase
You've just found out your credit is A . That's great news, because a new car would look fantastic in the driveway of your new home. But hang on--if you are depending on a mortgage to move in, you'd best wait until after closing to buy the car.
An increase in your debt to income ratio reduces the amount of monthly income available for your mortgage payment. If you tack on a higher car payment, the bank might decide you cannot afford the home.
Using cash to purchase the car could also create a problem, since banks consider cash reserves when approving your mortgage. If you make a major purchase before closing, talk to your loan officer before you do it.
2. Don't Change Jobs Unless It's Necessary
Lenders View the rest of this article
You've just found out your credit is A . That's great news, because a new car would look fantastic in the driveway of your new home. But hang on--if you are depending on a mortgage to move in, you'd best wait until after closing to buy the car.
An increase in your debt to income ratio reduces the amount of monthly income available for your mortgage payment. If you tack on a higher car payment, the bank might decide you cannot afford the home.
Using cash to purchase the car could also create a problem, since banks consider cash reserves when approving your mortgage. If you make a major purchase before closing, talk to your loan officer before you do it.
2. Don't Change Jobs Unless It's Necessary
Lenders View the rest of this article
Saturday, January 5, 2008
A Path Away From the Crowds Skagway, Alaska
A Path Away From the Crowds Skagway, Alaska
Copyright © 2005 Theresa Gabriel
Women Summit LLC
http://www.womensummit.com/
I was hanging out in Downtown Skagway waiting to fly over the
mountain to our next stop, Gustavus. The fog was low and thick
in both towns, temporarily grounding all flights.
There isn't much to the downtown except tourist shops and
tourists. Some of the shops are interesting and even have
reasonable prices. The tourists, however, have a tendency to
crowd the sidewalks and pour into the streets, seldom watching
for traffic. I acted the same way the first time I walked down
State Str View the rest of this article
Copyright © 2005 Theresa Gabriel
Women Summit LLC
http://www.womensummit.com/
I was hanging out in Downtown Skagway waiting to fly over the
mountain to our next stop, Gustavus. The fog was low and thick
in both towns, temporarily grounding all flights.
There isn't much to the downtown except tourist shops and
tourists. Some of the shops are interesting and even have
reasonable prices. The tourists, however, have a tendency to
crowd the sidewalks and pour into the streets, seldom watching
for traffic. I acted the same way the first time I walked down
State Str View the rest of this article
Friday, January 4, 2008
IRS Enforced Collection
IRS Enforced Collection- now there is a term that will get your attention. I get certified mail from IRS every day on behalf of clients. Even though I have no tax problems myself, every day I catch myself flipping through that ugly stack just to make sure my name isn't there.When I do get a letter from them about me, as we all sometimes do, shivers run through me like a bolt of lightning.
Fear is the main weapon of the IRS. Just ask anyone with an Internal Revenue Service Revenue Officer breathing down their neck. As many of you know, a threat is much more powerful than the execution of the same threat. If you have kids, you know how that works. Don't threaten them, it won't work when you have to follow through. Same with the boys and girls at the IRS.
With t View the rest of this article
Fear is the main weapon of the IRS. Just ask anyone with an Internal Revenue Service Revenue Officer breathing down their neck. As many of you know, a threat is much more powerful than the execution of the same threat. If you have kids, you know how that works. Don't threaten them, it won't work when you have to follow through. Same with the boys and girls at the IRS.
With t View the rest of this article
Visualisation: The Secret Tactic Of The Ultra Successful
The power of visualisation is a skill which is often neglected by people who run their own home business.
Visualisation or guided imagery is a very powerful technique that can help increase both your efficiency and effectiveness in achieving your home business goals.
You must see your goals clearly and specifically before you can set out for them. Hold them in your mind until they become second nature. --Les Brown--
All top class athletes utilise visualisation to mentally rehearse what they have to do and how they are going to achieve it. By doing this they train their minds and bodies to actually perform the skill as effectively and efficiently as possible.
For example, Justin Gatlin who is now the 2004 Olympic 100 m champion will have visualised e View the rest of this article
Visualisation or guided imagery is a very powerful technique that can help increase both your efficiency and effectiveness in achieving your home business goals.
You must see your goals clearly and specifically before you can set out for them. Hold them in your mind until they become second nature. --Les Brown--
All top class athletes utilise visualisation to mentally rehearse what they have to do and how they are going to achieve it. By doing this they train their minds and bodies to actually perform the skill as effectively and efficiently as possible.
For example, Justin Gatlin who is now the 2004 Olympic 100 m champion will have visualised e View the rest of this article
Do You Make These Mistakes With Affiliate Marketing?
Affiliate Marketing is a very lucrative business online, especially where it concerns Affiliate Internet Marketing.
Today I bring you some rare and everyday mistakes that are keeping you from making a killing with affiliate marketing.
The most common mistakes made by most online marketers :
1) You build a really flashy website and is wondering why your not making commissions.
Well, I do believe this one belongs in the number one position, because, it's the killer amongst new comers to the affiliate marketing game.
Don't believe that if you build it, they will come.
Your visitors have to know where your website is, and online as well as offline, you have View the rest of this article
Today I bring you some rare and everyday mistakes that are keeping you from making a killing with affiliate marketing.
The most common mistakes made by most online marketers :
1) You build a really flashy website and is wondering why your not making commissions.
Well, I do believe this one belongs in the number one position, because, it's the killer amongst new comers to the affiliate marketing game.
Don't believe that if you build it, they will come.
Your visitors have to know where your website is, and online as well as offline, you have View the rest of this article
Thursday, January 3, 2008
The Death-Defying Warehouse Party Life: An Interview by 'William of Orange'
About an entire local music industry thats rarely heard from, briefly navigated by a remote being that coalesces, rarely, around music scenes and their absurd atrocities; published by "The Stranger" weekly newspaper of Seattle, WA.
Sonny Chelf is the orneriest house party producer I know who hails from Tacoma. In fact, hes the only such producer I know from Tacoma. Most of those kind of guys hang about the Seattle area, drifting back and forth in their musical skeins and ongoing search for monetary angles.
Jason Alleys from Issaquah. They both operate forklifts in warehouses for their real livings. And I met them over coffee awhile ago at Starbucks on Broadway for a happy, peppy interview with two of the greater Seattle areas own warehouse party producers View the rest of this article
Sonny Chelf is the orneriest house party producer I know who hails from Tacoma. In fact, hes the only such producer I know from Tacoma. Most of those kind of guys hang about the Seattle area, drifting back and forth in their musical skeins and ongoing search for monetary angles.
Jason Alleys from Issaquah. They both operate forklifts in warehouses for their real livings. And I met them over coffee awhile ago at Starbucks on Broadway for a happy, peppy interview with two of the greater Seattle areas own warehouse party producers View the rest of this article
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